告票是影响保费，即使请了告票专家，涨保费的可能性也是很大的。告票专家所说的“点数打掉了就不会影响保费”是误导，因为虽然点数打掉了，但你的告票记录仍然存在。点数打掉了只是减少点数积累。不过，告票也是分为两种。警察给的告票，还有一种 点数打掉了只是减少点数积累不同的人保险公司有不同的对待，可能第一张告票后保险公司没有涨保费，但第二张告票后一般都会涨，也有的人第一张告票就会涨保费。，，因为达到9点，会被要求见法官，麻烦就多了。
一般保险公司不是以金额论告票的，所以$15与$110的告票会影响6年的汽车保险费。 average 多付1000/year.告票影响保费一般是3年时限。
Jason Ji说，还有一种误解，有人认为警察只给了$15的告票，这么小的金额应该不会影响保险，甚至有时警察开完告票后也会安慰你，放心，不会涨你保费的。这就又错了，保险公司不是以金额论告票的，所以$15与$150的告票性质是一样的，对于驾龄不足6年的驾驶员来说，任何一张告票都会有影响。保险公司处理告票的方式只有两类，即危险和普通。像酒后驾车、危险驾驶等自然属于危险类，其他一概划入普通类。所以拿到告票后最好去查一下，问保险公司会有什么影响，不要自己想当然。
同时要弄清楚，告票的生效日期不是从拿告票的那天或以交款日期为准，而是以上庭日期来计算的，因为一般上庭都要等1年左右，所以能上庭就要尽量安排上庭，因为上庭还存一丝希望，交款就等于你直接认罪了。
四车连撞，我是第三辆，为什么算我责任？
关于事故责任的认定很多人存在误区，保险公司的认定方法非常详细，不是几句话就可以解释明白的。但日常生活中经常会发生的一些事故司机应该明白。有位网友冬季不幸遇上了四车连撞，他是第三辆车，最后保险公司认定他要付责任，他反问为什么算我的责任？是后面的车撞的我，才导致我和前面的车相撞的。事实是，在这种情况下，保险公司只认定第一辆车没有责任，后面的三辆车全要负责，原因是你没有保持安全距离。
类似容易发生误解的事故还有冬季路滑，自己刹车不灵撞上路崖或电线杆，这都算你的责任。还有要注意的就是停车场互撞，汽车并线互撞，除非你有足够的证据证明是对方的责任，否则保险公司一般各打50大板，你要承担一半的责任。
比如驾车未系安全带，不要以为这是小问题，这也属危险驾驶，而且乘客未系安全带，驾驶员要吃告票，因为你没有尽到提醒的责任。相反，倒是闯红灯被摄像头拍下这样的严重违章不会影响保费，因为保险公司无法认定此时的驾驶员是谁。
还有一点要注意的是，家人的告票同样可以影响你的保费。比如夫妻、父子，无论谁出了事故，都影响对方的保费。
如果回国时间较长，可以通知保险公司暂停保险或只购买车库险，等回到加拿大后在开车之前一定要通知自己的保险公司重新保险，而且最好使用书面通知方式，保存有效记录。有人因为这个吃过亏，最后保险公司拒赔。
有人图省事或省钱，发生事故后不去报案，这种做法是错误的，发生事故后小问题可以私下解决，不用报保险，但应该去报案。因为报保险与报案是两回事，去报案中心备案可以为以后不必要的纠纷减少麻烦。
怎样避免买假保险？
本网此前曾报道过，一位新移民朋友买了一辆二手车，在比较了几家保险经纪给出的条件后，他选择了一个报价最低的汽车保险。对方告诉他，如果一次性付清一年的汽车保险费会有很大的优惠，全年只收1800元，而且要现金一次付清。不幸的是在买了保险两个月后他遇到了车祸，更不幸的是几天后车祸另一方的保险公司在处理理赔业务过程中发现他的保险单是假的，这个意外的消息令这位朋友不知所措。当他试图联系当初卖保险给他的人时，发现对方已经人间蒸发了，这位朋友损失惨重。
Jason Ji说，加拿大的保险体系是非常健全的，管理也非常严格，一般说来买到假保险的可能性不大，但是骗子无处不在，所以小心谨慎还是必须的。买保险最好直接找到保险公司或经纪人，而且注意几个问题，保险公司或经纪人不会收取任何手续费，一般提供按月付款，银行自动扣款，出具合格保单和收款收据，有信件往来，有800免费电话。如果有人约你在咖啡厅见面，又要收现金，一次付清全年款等，十有八九是骗子。买保险时不要光看价格，要比较服务。
有网友问，买了某协会的团体险，第一年保费确实比较便宜，但第二年就涨了，怎么回事？Jason Ji说，办理团体险的保险公司并不多，记住这是团体承担风险，如果团体中有人发生事故索赔，则所有人的保险都会相应受到影响。买团体险不是唯一的降低保费的渠道，不同的保险公司都会有不同的折扣，具体要向保险公司或经纪人咨询。
Friday, October 15, 2010
Thursday, July 15, 2010
Office Services Administrator
CSI has earned its reputation through relevant, real-world training courses and assessments, innovative educational offerings and credentials ranging from securities to mutual funds, from banking and trust to insurance, from portfolio management to financial planning and wealth management.
We are committed to building a collaborative culture where people love what they do and feel motivated to use their creative energy to build innovative training solutions for our customers evolving in the global financial industry.
Our values as an organization focus on trustworthiness and integrity, attention to our customers, insight, knowledge and responsibility to our customers, regulators, shareholders and employees. Together we can transform the future!
Position Overview:
Plans and coordinates all mail and courier deliveries in a timely and cost effective manner. This position will also oversee the office services and facilities side of the Toronto office to ensure the day-to-day operation runs smoothly. On behalf of the Customer Operations team, the incumbent will check to see that all exam packages for the Toronto Office have arrived on time and are complete.
What you will achieve in this role:
• Manage all expenditures charged to the facilities budget, ensuring cost effectiveness related to the purchase of supplies and shipping of packages.
• Ensure CSI employees receive high quality of service for all facilities related requirements.
• Ensure accuracy in proper packaging, addressing, and correct postage with shipping documents affixed.
• Manage the arrival and recording of all exam packages received in the Toronto office.
• Ensure that office equipment is kept in good working order and supplies are readily available.
• Interact with vendors to coordinate requests such as office supplies, keys, furniture rearrangement and repairs.
What you will bring to this role:
• Previous work experience related to office services and facilities.
• On-line shipping, tracking and receiving experience.
• Computer literacy, including working skills in Word, Excel and Outlook email.
• Accountability and dependability.
• Strong customer and team focus.
• Good verbal and written communication skills.
• Detail-oriented, speed and accuracy essential.
• Sense of urgency, ability to work under pressure.
• Well organized, ability to prioritize while multi-tasking.
• Ability to work independently with limited supervision.
• Ability to lift up 50 pounds.
If this sounds like you, please let us know more about you. E-mail your resume, with the subject line of “Office Services Administrator”, to resume@csi.ca.
We thank you for your interest. Only those selected for interviews will be contacted.
We are committed to building a collaborative culture where people love what they do and feel motivated to use their creative energy to build innovative training solutions for our customers evolving in the global financial industry.
Our values as an organization focus on trustworthiness and integrity, attention to our customers, insight, knowledge and responsibility to our customers, regulators, shareholders and employees. Together we can transform the future!
Position Overview:
Plans and coordinates all mail and courier deliveries in a timely and cost effective manner. This position will also oversee the office services and facilities side of the Toronto office to ensure the day-to-day operation runs smoothly. On behalf of the Customer Operations team, the incumbent will check to see that all exam packages for the Toronto Office have arrived on time and are complete.
What you will achieve in this role:
• Manage all expenditures charged to the facilities budget, ensuring cost effectiveness related to the purchase of supplies and shipping of packages.
• Ensure CSI employees receive high quality of service for all facilities related requirements.
• Ensure accuracy in proper packaging, addressing, and correct postage with shipping documents affixed.
• Manage the arrival and recording of all exam packages received in the Toronto office.
• Ensure that office equipment is kept in good working order and supplies are readily available.
• Interact with vendors to coordinate requests such as office supplies, keys, furniture rearrangement and repairs.
What you will bring to this role:
• Previous work experience related to office services and facilities.
• On-line shipping, tracking and receiving experience.
• Computer literacy, including working skills in Word, Excel and Outlook email.
• Accountability and dependability.
• Strong customer and team focus.
• Good verbal and written communication skills.
• Detail-oriented, speed and accuracy essential.
• Sense of urgency, ability to work under pressure.
• Well organized, ability to prioritize while multi-tasking.
• Ability to work independently with limited supervision.
• Ability to lift up 50 pounds.
If this sounds like you, please let us know more about you. E-mail your resume, with the subject line of “Office Services Administrator”, to resume@csi.ca.
We thank you for your interest. Only those selected for interviews will be contacted.
Thursday, June 17, 2010
Accounts Payable Clerk
Accounts Payable Clerk
CSI has earned its reputation through relevant, real-world training courses and assessments, innovative educational offerings and credentials ranging from securities to mutual funds, from banking and trust to insurance, from portfolio management to financial planning and wealth management.
We are committed to building a collaborative culture where people love what they do and feel motivated to use their creative energy to build innovative training solutions for our customers evolving in the global financial industry.
Our values as an organization focus on trustworthiness and integrity, attention to our customers, insight, knowledge and responsibility to our customers, regulators, shareholders and employees. Together we can transform the future!
Position Overview:
The Accounts Payable Clerk is responsible to ensure timely and accurate processing of supplier invoices, as well as to control payments and expenditures on behalf of CSI. As part of the responsibility, effectively manage discrepancies between CSI and external vendors.
What you will achieve in this role:
• Review supplier invoices with approved purchase orders and ensure appropriate level of authorization received.
• Manage full Accounts Payable cycle according to company guidelines and vendor terms.
• Weekly cheque run in Canadian and US dollars taking into account credit terms in order to maintain positive cash flow.
• Complete credit applications for new vendors and negotiate credit terms.
• Create and update vendor accounts within Accounts Payable System.
• Respond to phone calls and emails regarding outstanding payable balances and payment status.
• Process purchase order requests, obtain necessary approvals and update PO database.
• Prepare monthly reports and create journal entries conforming to Canadian GAAP.
• Maintain petty cash system and manage payments for approved expenses.
• Maintain balance sheet analysis for all accrued and A/P accounts in order for auditors to review A/P system.
• Assist auditors by providing detailed explanations and supporting documents on A/P related queries.
What you will bring to this role:
• University degree or college diploma in a related field.
• 5+ years of work experience in an Accounts Payable position.
• Good understanding of accounting principles and practices.
• Professional attitude with a strong sense of customer service.
• Excellent attention to detail, analytical reasoning and problem solving skills.
• Excellent interpersonal and relationship management skills.
• Intermediate Excel and MS Office skills.
• Must have previous work experience using an ERP system.
• Ability to prioritize responsibilities and manage time effectively.
• Ability to communicate diplomatically in a variety of situations.
• Financial Services industry experience an advantage.
If this sounds like you, please let us know more about you. E-mail your resume, with the subject line of “Accounts Payable Clerk”, to resume@csi.ca.
We thank you for your interest. Only those selected for interviews will be contacted.
CSI has earned its reputation through relevant, real-world training courses and assessments, innovative educational offerings and credentials ranging from securities to mutual funds, from banking and trust to insurance, from portfolio management to financial planning and wealth management.
We are committed to building a collaborative culture where people love what they do and feel motivated to use their creative energy to build innovative training solutions for our customers evolving in the global financial industry.
Our values as an organization focus on trustworthiness and integrity, attention to our customers, insight, knowledge and responsibility to our customers, regulators, shareholders and employees. Together we can transform the future!
Position Overview:
The Accounts Payable Clerk is responsible to ensure timely and accurate processing of supplier invoices, as well as to control payments and expenditures on behalf of CSI. As part of the responsibility, effectively manage discrepancies between CSI and external vendors.
What you will achieve in this role:
• Review supplier invoices with approved purchase orders and ensure appropriate level of authorization received.
• Manage full Accounts Payable cycle according to company guidelines and vendor terms.
• Weekly cheque run in Canadian and US dollars taking into account credit terms in order to maintain positive cash flow.
• Complete credit applications for new vendors and negotiate credit terms.
• Create and update vendor accounts within Accounts Payable System.
• Respond to phone calls and emails regarding outstanding payable balances and payment status.
• Process purchase order requests, obtain necessary approvals and update PO database.
• Prepare monthly reports and create journal entries conforming to Canadian GAAP.
• Maintain petty cash system and manage payments for approved expenses.
• Maintain balance sheet analysis for all accrued and A/P accounts in order for auditors to review A/P system.
• Assist auditors by providing detailed explanations and supporting documents on A/P related queries.
What you will bring to this role:
• University degree or college diploma in a related field.
• 5+ years of work experience in an Accounts Payable position.
• Good understanding of accounting principles and practices.
• Professional attitude with a strong sense of customer service.
• Excellent attention to detail, analytical reasoning and problem solving skills.
• Excellent interpersonal and relationship management skills.
• Intermediate Excel and MS Office skills.
• Must have previous work experience using an ERP system.
• Ability to prioritize responsibilities and manage time effectively.
• Ability to communicate diplomatically in a variety of situations.
• Financial Services industry experience an advantage.
If this sounds like you, please let us know more about you. E-mail your resume, with the subject line of “Accounts Payable Clerk”, to resume@csi.ca.
We thank you for your interest. Only those selected for interviews will be contacted.
Thursday, May 13, 2010
Job-opportunity (Summer)-for student
It is a real job.If you have a relative that is presently a student in College or University and is looking for a summer job, please forward their resume to me no later than Thursday May 20th. We are looking for candidates that have intermediate MS Office Skills and strong attention to detail.
(May 20,2010 deadline)
If you have a relative that is presently a student in College or University and is looking for a summer job, please forward their resume to me no later than Thursday May 20th. We are looking for candidates that have intermediate MS Office Skills and strong attention to detail. The successful candidates will be responsible for scanning thousands of records into a database program used by the Customer Operations team.
I will work closely with the Customer Operations team to review the resumes and we will contact candidates that best meet our requirements to invite them for interviews. Our goal is to have our summer students in place by June 1st.
Thanks very much and have a great day,
Deb
Deb Wandy
Human Resources Manager
CSI Global Education Inc.
200 Wellington St W., 15th Floor
Toronto, ON M5V 3C7
Tel 416-681-2246
(May 20,2010 deadline)
If you have a relative that is presently a student in College or University and is looking for a summer job, please forward their resume to me no later than Thursday May 20th. We are looking for candidates that have intermediate MS Office Skills and strong attention to detail. The successful candidates will be responsible for scanning thousands of records into a database program used by the Customer Operations team.
I will work closely with the Customer Operations team to review the resumes and we will contact candidates that best meet our requirements to invite them for interviews. Our goal is to have our summer students in place by June 1st.
Thanks very much and have a great day,
Deb
Deb Wandy
Human Resources Manager
CSI Global Education Inc.
200 Wellington St W., 15th Floor
Toronto, ON M5V 3C7
Tel 416-681-2246
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